This blog is a personal blog written and edited by me, Kerwin McKenzie. For questions about this blog, please contact me.

You will see affiliate links or promotional links on this site or in emails or social media accounts affiliated with this site. If there’s an affiliate link, I’m paid a commission or some kind of compensation, if you the reader or anyone else completes a transaction from that link. This is how I make my living.

I do not always explicitly identify an affiliate link as such, but realize that I only promote products I truly believe in or have personally used. I may also be paid for select ads placed on this site or generate revenue when you view and/or click on the ads on the site. Again, this is how I make my living.

I am not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are mine. I will only endorse products or services that I believe, based on my expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

Credit Card Offer Disclaimer: Whenever presented, this content is not provided or commissioned by the credit card issuer. Opinions expressed here are mine alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer’s Affiliate Program.